About Cogotec
We make complicated
international
insurance
programmes
workable.

Cogotec is a specialist consultancy helping insurance businesses and international organisations design, administer and improve complex programmes.
20+
Years in international health and travel
140+
Countries supported
6,000+
Policies supported
3
MGA programmes designed and launched
What we do
Programme design. Operations. Technology.
International insurance programmes involve more than policy wording. They depend on clear responsibilities, workable administration and information that can move between organisations.
Cogotec works across three connected areas.
01
Programme design
We help define the structure, responsibilities and operating rules behind international health and travel insurance programmes.
02
Operations
We help improve onboarding, administration, renewals and the movement of information between organisations.
03
Technology
We build practical tools that make programme information and relevant policy material easier to find, organise and use.
Nomi
Better tools.
Human judgement.
Nomi helps Cogotec collect information, retrieve relevant source material and organise programme evidence.
It reduces the time spent searching and assembling information. People still interpret the context, make the decisions and remain accountable for the work.
Nomi supports
- Collecting information
- Retrieving source material
- Organising programme evidence
- Tracking changes
People handle
- Understanding context
- Programme strategy
- Professional judgement
- Implementation and escalation
Technology should shorten the search—not make the decision.
Mo Buglow · Founder
Built from international experience.
Mo has spent 25 years living and working across Europe, Asia, Africa and the United States, including more than 20 years in international health and travel insurance.
His work ranges from individual and corporate programmes to schools, NGOs, PEO/EOR platforms and three MGA launches.
Cogotec grew from a simple observation: insurance had acquired more technology without necessarily becoming easier to operate. Cogotec brings practical technology and programme experience together to change that.

“The goal is not to add more technology. It is to make complicated insurance work better.”
Talk to Cogotec
Bring us the difficult brief.
Tell us what you are working through. We’ll review it and explain where Cogotec can contribute.
mo@cogotec.com · Bangkok