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Written by the people who place the cover — not a content team. Short enough to cite. Specific enough to use.
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What is Cogotec?

Cogotec is an international insurance consultancy specialising in health and travel insurance. Cogotec Limited is registered in Hong Kong. The team works from Bangkok. It provides programme, operational and technology support — it is not an insurer.

Does Cogotec use AI?

Yes. Nomi, an AI assistant, handles policy Q&A on WhatsApp and web around the clock. A human team still designs the programme and stays on the claim.

Who founded Cogotec?

Mo Buglow founded Cogotec. He has more than 20 years in international health and travel cover for expats, corporates, NGOs, schools and PEO/EOR providers.

Where is Cogotec based?

The team is in Bangkok, Thailand. The company, Cogotec Limited, is registered in Hong Kong.

How many countries does Cogotec cover?

Cogotec supports programmes involving 140 countries across its insurer network, including Cigna Global, Expatriate Group, IMG Global, IPH International and Allianz Care.

Who does Cogotec work with?

Individuals and families, corporates and HR teams, NGOs and high-risk deployments, PEO and EOR platforms, international schools, and diplomatic missions.

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